cred·i·tor /ˈkrɛdɪtɚ/
  債權人
  creditor
  債權人
  Cred·it·or n.
  1. One who credits, believes, or trusts.
     The easy creditors of novelties.   --Daniel.
  2. One who gives credit in business matters; hence, one to whom money is due; -- correlative to debtor.
     Creditors have better memories than debtors.   --Franklin.
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  creditor
       n : a person to whom money is owed by a debtor; someone to whom
           an obligation exists [ant: debtor]