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From: Japanese-English Electronic Dictionary 和英電子辞書

 モラトリアム
 noun (common) (futsuumeishi)
 moratorium
 period of grace
 extension (of time, e.g. to make payments)
 cessation (for a period, e.g. nuclear testing)
 see: モラトリアム人間モラトリアムにんげん
 postponement (of social responsibility)
 immaturity
 not having developed emotional maturity
 mental state of a young person who does not want to become an adult