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From: MDBG CC-CEDICT Chinese-English Dictionary 漢英字典

 免賠條款 [ㄇㄧㄢˇ ㄆㄟˊ ㄊㄧㄠˊ ㄎㄨㄢˇ; mian3 pei2 tiao2 kuan3]
 franchise clause (insurance)