in·sur·ance /ɪnˈʃʊrən(t)s ||ˈɪnˌ/
 U安全保障;保險,保險業
 insurance
 保證
 insurance
 保險 保證
 In·sur·ance n.
 1. The act of insuring, or assuring, against loss or damage by a contingent event; a contract whereby, for a stipulated consideration, called premium, one party undertakes to indemnify or guarantee another against loss by certain specified risks.  Cf. Assurance, n., 6.
 Note: ☞ The person who undertakes to pay in case of loss is termed the insurer; the danger against which he undertakes, the risk; the person protected, the insured; the sum which he pays for the protection, the premium; and the contract itself, when reduced to form, the policy.
 2. The premium paid for insuring property or life.
 3. The sum for which life or property is insured.
 4. A guaranty, security, or pledge; assurance. [Obs.]
    The most acceptable insurance of the divine protection.   --Mickle.
 Accident insurance, insurance against pecuniary loss by reason of accident to the person.
 Endowment insurance or Endowment assurance, a combination of life insurance and investment such that if the person upon whose life a risk is taken dies before a certain specified time the insurance becomes due at once, and if he survives, it becomes due at the time specified.  Also called whole life insurance.
 Fire insurance. See under Fire.
 Insurance broker, a broker or agent who effects insurance.
 Insurance company, a company or corporation whose business it is to insure against loss, damage, or death.
 Insurance policy, a certificate of insurance; the document containing the contract made by an insurance company with a person whose property or life is insured.
 Life insurance. See under Life.
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 insurance
      n 1: promise of reimbursement in the case of loss; paid to people
           or companies so concerned about hazards that they have
           made prepayments to an insurance company
      2: written contract or certificate of insurance; "you should
         have read the small print on your policy" [syn: policy,
         insurance policy]
      3: protection against future loss [syn: indemnity]