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From: MDBG CC-CEDICT Chinese-English Dictionary 漢英字典

 超前消費 [ㄔㄠ ㄑㄧㄢˊ ㄒㄧㄠ ㄈㄟˋ; chao1 qian2 xiao1 fei4]
 excessive consumption
 overspending on luxuries